Combs Insurance Agency offers in-depth experience and knowledge from our team of professionals that pride themselves on integrity and excellent service. We are dedicated to using our experience and expertise to help you conquer your employee benefits challenges.

“The Right Coverage at the Right Price.”®

Some of the commercial insurance options we offer include




Group Disability

Group Life


Voluntary Supplemental Plans

Section 125/ Cafeteria Plans

Pharmacy Management

Employee Assistance Programs

Navigating the ever-changing employee benefits world can be difficult, costly and, at times, confusing.  When you factor in having to carry out important Human Resource responsibilities, administering your company’s benefit offerings, educating and training employees, and providing timely employee communications to your workload, your task list can seem unmanageable and cumbersome. That’s where we can help.  When you partner with Combs Insurance Agency, you can expect to receive the following services, including but not limited to:

Actuarial analyses
Plan documents/contract review
Benchmark data
Carrier relationship management
Claims resolution
Online benefits enrollment
Monitoring of claims/trends
Health care reform education
Employee Handbook
Onboarding Platform/Task Manager
Workplace wellness program support
Onboarding, including online Forms W-4 and I-9
Online vacation and time of tracking
Compliance assistance (COBRA, FMLA, HIPAA, ACA, Medicare Part D, ADA, state specific, etc.)

Market studies
Union negotiation
Coordination of renewals
Coverage/eligibility issues
Enrollment/employee meetings
Benefit Statements
Legislative updates
HR support
Total Compensation Statements
Voluntary benefits review
Employee satisfaction evaluation
HR task management
24/7 enhanced employee portal
Employee communication campaigns

Service T2

Industries We Serve

Our clients are in a variety of industries including school districts, municipalities, construction, real estate, human and social services, medical offices, veterinarians, hospitality, restaurants, amusement, tourism, and many more.

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