Businesses come in all shapes and sizes.  At Combs Insurance Agency, we provide custom-tailored comprehensive insurance programs to each of our clients.

“The Right Coverage at the Right Price.”®

Some of the commercial insurance options we offer include


  • Building
  • Business Personal Property
  • Equipment Breakdown
  • Builder’s Risk
  • Inland Marine
  • Ocean Marine
  • Earth Movement / Earthquake
  • Flood


  • General Liability
  • Employment Benefits Liability
  • Automobile Liability & Physical Damage
  • Umbrella Liability
  • Excess Liability
  • Workers Compensation
  • Employers Liability
  • Aviation Liability
  • Unmanned Aircraft Liability
  • Pollution Liability
  • Marine Liability
  • Special Events

Executive Liability

  • Directors and Officers Liability
  • Professional Liability / Errors & Omissions
  • Fiduciary Liability
  • Cyber Liability
  • Employment Practices Liability
  • Crime
  • Medical Malpractice

Surety Bonds

  • Bid Bonds
  • Payment Bonds
  • Performance Bonds
  • Permit & License Bonds
  • Notary Bonds

Combs Insurance Agency combines years of experience with cutting-edge products to provide exceptional service and value to our clients.We work with a variety of multifaceted and diverse clients by offering strategic insurance products custom tailored to your operations. For your commercial insurance needs, we analyze property and casualty, executive liability, specialty coverages and surety products along with risk management strategies to deliver every client a full spectrum of solutions.

Our goal is to achieve long-term client partnerships focused on bringing value to your risk management and insurance programs.We commit to utilizing our collective talent to support your business, risk management and insurance goals. When you partner with Combs Insurance Agency you can expect to receive the following services, including but not limited to:

Business exposure analysis
Building valuations
Business Income valuations
Limits determination
Deductible threshold analysis
Coordination of renewals
Carrier relationship management
Coverage analysis
Policy review
Program management

Contract review
Certificate of Insurance issuance
Auto ID Card issuance
Employer Notice documentation
New coverage and exposure identification
Claims reporting guidelines
Claims advocacy
Loss control resources
Education and training
Risk Management insights

Service T2

Industries We Serve

Our clients are in a variety of industries including school districts, municipalities, utilities, construction, real estate, human and social services, medical facilities, veterinarians, hospitality, restaurants, amusement, tourism, and many more.

Scroll to Top